Creating Family Wealth!

Buying a home is the cornerstone to building family wealth and is often the biggest financial decision a family makes. Families fall in love with the idea of living in a new home and watching their children play in a new backyard in a safe neighborhood as they entertain their friends and family. Most people don’t fall in love with going through the loan process and taking what sometimes is a hard look at their credit and financial situation. Hiring the right Loan Officer, who knows credit and the ins and outs of loan products is essential and is the… [Read More]

Have I Missed the Opportunity to Build Family Wealth from Real Estate?

I was having a conversation with a first time home buyer this morning and I was walking him through the loan process when the question was raised, “Am I buying at the top of the market and have we missed the opportunity to create equity in our home purchase?” That’s a great question when you look at the fact that we have had above average appreciation rates in North Texas in the last 18 months. For that matter today, many real estate conversations center on housing prices and where they may be headed. That is why I like the Home… [Read More]