one of my favorite verses of scripture states that it is more blessed to give than to receive. If that is true, and I believe it is…
Wouldn’t you be more blessed if you could give more without it costing you anything? There is something that everyone can give that is completely without cost to you, the giver.
You can give thanks!
With Thanksgiving only a day away (or 11 months if you’re in Canada), many people are preparing meals and planning for Black Friday shopping excursions. Christmas is just around the corner, parties are being planned, and the speed of life is about to get frantic.
Before it does…let’s slow down long enough to give thanks.
Tell someone you are thankful for them.
Find a way to actively demonstrate your gratitude.
Pay forward a kindness that has been shown to you.
Thankfulness is an investment that doesn’t cost, but always pays. It truly is more blessed to give than to receive!
Thank you for being a reader of Irrefutable Success!
Last week, we explained that having someone who truly knows the market was crucial if you were planning to buy or sell a home today. This expert should know what is happening in real estate, understand why it is happening and be able to simply and effectively explain each point to you and your family. Today, we want to discuss the consequences if you don’t have a true industry professional on your side.
When families enter into a contract to buy or sell a house, two things are true:
The buyer wants to own the home.
The seller wants to sell the home.
In order for both these things to take place, the transaction must be completed. That is not an easy task in the current market. The National Association of Realtors (NAR) released their Existing Homes Sales Report yesterday. In the report, NAR announced that one out of every three contracts to purchase a home in October never made it to a closing table. How does that ratio stack up against previous numbers? Here is a graph showing previous rates of cancellations:
Cancellations have more than quadrupled in the last 14 months! According to NAR, cancellations are caused by:
“… declined mortgage applications, failures in loan underwriting from appraised values coming in below the negotiated price, or other problems including home inspections and employment losses.”
Bottom Line
No one can guarantee you won’t face challenges. However, the best agents and mortgage professionals know how to manage the expectations of all the parties involved thus dramatically increasing the chances your deal will close and you and your family will be able to move on with your lives. Hire that true professional!!
Posted By: KCMBog.com
In this video Tom Ferry coach, Discusses the difference that makes the difference in life. Watch this one. Stop groundhog day. It’s time to save America… 11,000,000 homes will be foreclosed on, how will you help?
Remember, your strategy matter and your passion rules!
…and the successful become more and more successful.
I have to confess something to you. While you can definitely glean ideas, tips and important distinctions that will accelerate your progress, there are a few advantages that do separate the superachievers from everyone else that are not easily accessible.
Advantages you cannot simply find in a magazine, book or CD/DVD program, unfortunately.
These three advantages are access to Counsel, Connections and Strategies.
Let me explain briefly.
Counsel—The best in the world have the best in the world advising, consulting and coaching them. It is one of the greatest ways they gain advantage over their competitors. The best golfer, tennis player, baseball pitcher, singer, even surgeon, CEO and top entrepreneur all invest in highly paid advisors and coaches. Why? This is a massively critical point about high performance.
There is a phenomenon called unconscious incompetence, meaning, you don’t even know when you aren’t doing something correctly or to the best of your ability. It takes someone outside of you to observe, identify, prod and counsel you in order to bring awareness to the adjustments needed take your performance to the next level. A top CEO once said to me, “You can never pay too much to rent someone’s eyes, mind and experience.”
If you want to take your life to the next level, you, too, will want to seek out the best advisors and coaches to help get you there.
Connections—It is not just who the top achievers in the world know and have access to; what’s far more critically valuable is the high-achieving reference group this provides them. As human beings we raise or lower our performance to match the expectations and performance level of our reference group. As Stephen Covey pointed out, if you take a walk with someone whose pace is quicker than yours, it will be uncomfortable at first but you will ultimately (and unconsciously) match their pace. The same is true if someone’s pace is naturally slower than yours—you will slow your pace to match theirs. The power of associations has been written about many times, but this is one of the great limitations most success seekers have in being able to raise their game and change their life—they aren’t connected to a reference group that can help them reach their goals. This is why the ubër-successful join country clubs, symphony groups, boards of charity organizations, private dining clubs and other exclusive groups where they can mix with other like high achievers. Then they unconsciously raise their respective game keeping up with each other.
If you want to take your life to the next level, you, too, will need access to a high-performing reference group to associate with.
Strategies & Systems—The top performers in the world have the strategies and systems that allow them to execute at a much higher level than other businesses or people. Most people are constantly floundering, guessing and don’t have a proven plan or strategy to follow at all. Richard Branson said, “Once you created a success of one business you can create a success in many more by following the same set of principles.” The key is to know those principles.
If you want to take your life to the next level, you, too, will need to know the proven key principles and strategies complete with execution systems. But how, where, who? Exactly. That’s why I created this…
Having discovered that these three advantages are what continually perpetuates the rich and the successful to becoming even more so, over the past year I have been carefully designing and putting together a HIGH-PERFORMANCE FORUMthat launches in January. It is only available to 24 hand selected people. If you’d like to be considered or to learn more go here.
Summary, however you do it, to gain the advantages of the rich, powerful and super-successful: 1) Seek the best counsel, coaches and advisors you can obtain. 2) Find and immerse yourself in a network of high-achieving relationships and associations. 3) Learn the specific strategies and systems that power the best in the world in becoming the best in the world.
Posted By: www.darrenhardy.success.com
The Holidays. Do you ever find yourself wondering if they are worth the effort?
We all love to eat turkey and pumpkin pie, and who doesn’t like to get gifts? But it seems like every where we turn there is another reason to take off. Have you ever noticed that at least once a month there is something taking us away from work? Thanksgiving, Christmas, Spring Break, Easter, 4th of July, and so many more holidays to distract us from our jobs.
I want ya’ll to understand that I am not advocating that we put an end to holidays. I realize that taking time away is vital to our mental and physical well-being. So, how can we enjoy our well-deserved rest and relaxation without killing off that wonderful holiday “buzz” the minute we return?
The answer is twofold. Pre-plan and post-organize.
Pre-Plan
When my father taught me how to drive, the best advice he ever gave me was to look as far ahead as I could. At first, I stopped looking at the cars in front of me in order to focus on the ones far off into the distance. We almost crashed, until my father further explained his statement.
What is in front of you is important, but if you couple that awareness with the wisdom to foresee what is coming up, you can prevent much disaster.
When you are preparing to leave for the holidays, look ahead to what is happening the week you return, and do some pre-planning to efficiently handle those activities. Pre-planning can involve blocking out time the day you get back to complete a project or giving yourself permission to not start something new on that day.
Either way, don’t turn into that family from Home Alone that was so disorganized that they accidentally left their child to fend for himself.
Post-Organize
Do you jump right back into work before you’ve even finished the pumpkin pie, or do you take a moment to organize your priorities first? Do you feel the need to put out all the “fires” right away, or do you implement a post-holiday plan that will get you back on track and reduce your stress?
You can choose how to manage your time. During the week you return, spend at least 30 minutes each morning prioritizing your day. (Of course, you should be doing this every day already, but if you aren’t, at least do it the week after the holiday.)
Plan and organize wisely and your next holiday will be joyful, not stressful.
Posted By: www.coachkristenkelly.com
In today’s real estate market, it is easy to get confused. There seems to be an overabundance of information and much of it seems to be conflicting. As an example, we offer you two headlines that appeared within 24 hours of each other last week.
National Delinquency Rate Falls to Lowest Level in Three Years
- Mortgage Bankers Assoc. 11/17/2011
Second Consecutive Increase in First Mortgage Default Rates
- Standard & Poors 11/18/2011
(Remember, foreclosures impact home values and the cost of mortgage money. This makes current delinquency rates an extremely important data point.)
Though these headlines seem to be saying opposite things, both are actually correct. Each report was looking at different data points over different periods of time.
In their article regarding the MBA report, DSNews explains:
“Industry data released Thursday indicates the number of borrowers in the United States behind on their mortgage payments is showing signs of improving. The Mortgage Bankers Association (MBA) reported that the national delinquency rate for residential home loans fell to 7.99 percent in the third quarter.”
In their post, S&P claims:
“First mortgage default rates rose from 1.99% in September to 2.08% in October.”
Bottom Line
Make sure you are dealing with local real estate and mortgage professionals. They will help you and your family decipher the hordes of information available so you can truly understand your best options.
Posted By: KCmblog.com
. Final result…. Nothing changes (except for the 10 days noted below) until September 30 2016.
